Payments Are Controlled by Middlemen

A few giants extract billions in fees. These aren’t convenience charges—they’re tolls that block innovation and exclude billions.

Payments are Closed, Costly, and Slow

Cross-border payments take days. Small businesses and developers pay high fees—or get locked out entirely.

Innovation Can’t Scale on Broken Rails

Finance is still running on old, closed systems.It’s time for a modern, open alternative.

Ember

- The Open Stack for Payments

Finance is still running on old, closed systems.It’s time for a modern, open alternative.